Calculator
Seller's stamp duty calculator
Selling a home soon after buying it? Enter your dates to see whether SSD applies and how much it would be.
Estimated Seller's Stamp Duty
$144,000
Sold within year 2 of buying (bought on or after 4 jul 2025), so SSD is 12%.
An estimate using IRAS rates checked on 1 October 2026. Some situations, such as inherited property or transfers between spouses, follow different rules. Confirm with your lawyer or IRAS.
The rates
SSD by holding period
SSD is charged on the selling price or market value, whichever is higher. Rates from IRAS, checked on 1 October 2026.
Bought on or after 4 Jul 2025
| Sold within | SSD |
|---|---|
| 1 year | 16% |
| 2 years | 12% |
| 3 years | 8% |
| 4 years | 4% |
| After 4 years | None |
Bought 11 Mar 2017 to 3 Jul 2025
| Sold within | SSD |
|---|---|
| 1 year | 12% |
| 2 years | 8% |
| 3 years | 4% |
| After 3 years | None |
Seller's stamp duty questions
When do I have to pay Seller's Stamp Duty?
When you sell a residential property within the holding period. For property bought on or after 4 July 2025 the holding period is four years: SSD is 16% if you sell within one year, 12% within two years, 8% within three years and 4% within four years. After four years there is no SSD.
What if I bought before 4 July 2025?
For residential property bought from 11 March 2017 to 3 July 2025, the holding period is three years: 12% if sold within one year, 8% within two years and 4% within three years.
Is SSD charged on the selling price or the valuation?
On the selling price or the market value, whichever is higher.
Start a conversation
Tell Phanikumar what you're looking for.
Buying, selling, renting or investing, there's no obligation in a first conversation. You'll hear back from Phanikumar himself.